Mortgages for residential properties
Our team specializes in helping you secure a mortgage for purchasing your first home, upgrading to a new property, or refinancing your existing mortgage. We offer independent, whole-market mortgage solutions, ensuring you receive expert guidance tailored to your unique situation.
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Fixed Rate Mortgage for Property Purchase
Securing a mortgage is one of the most significant financial decisions you’ll ever make, so it’s crucial to seek proper advice before committing.
Whether you’re purchasing your first home or moving to a new one, it’s essential to ask the right questions upfront. Understanding how much you can borrow based on your personal financial situation is key before proceeding with any property purchase.
Key Considerations?
What amount can you borrow based on your income and expenses?
How large is your deposit? – The higher your deposit, the more likely you are to receive a lower interest rate from the lender.
What kind of survey should you arrange for your new property?
Have you chosen a solicitor or sought legal advice yet?
How long do you plan to live in your new home or rent it out?
What types of insurance are required, and what additional coverage should you consider?
Re-Mortgages at a fixed rate
There are various reasons you might consider re-mortgaging your property. It could be that your current fixed-rate deal has expired, and you’re searching for a new offer, or perhaps you’re looking to tap into the equity you’ve built up in your home. Our experts are here to explore your options with you and determine whether re-mortgaging is the best solution for your needs.
With over two decades of experience and recognized as master brokers, Charleston Financial is a leading provider in the industry, offering fixed-rate residential mortgages with loan-to-value (LTV) ratios up to 85%. Among the most popular choices are 3, 5, and 10-year fixed-rate mortgage plans.
Octagon are here to provide you with the expertise and guidance you need to make the right financial decisions.
Trust us to be your dedicated partner in navigating the complexities of property finance, as we strive to exceed your expectations and help you achieve your financial goals.
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This will be why Octagon have such a great reputation then!! Many thanks Andrew for the expeditious and favourable response.