Multi-Unit Freehold Blocks (MUFBs) explained

MUFBs can be challenging due to valuation methods and rental structures. We arrange finance for both residential and mixed-use blocks, ensuring lenders fully understand the asset and its income potential. Our approach focuses on speed, clarity, and lender alignment.

Why Choose Octagon for MUFBs?

A Multi-Unit Freehold Block (MUFB) is a single property containing multiple separate, self-contained residential units—such as flats or houses—that are all owned under one freehold title. Unlike a standard block of flats where each unit might have its own individual lease, an MUFB is held as a single legal entity by one owner

Each unit within an MUFB is fully independent, featuring its own private entrance, kitchen, and bathroom. While residents might share certain communal areas like hallways or gardens, they do not share essential living facilities.

Purpose-built blocks of apartments.
Large houses converted into several self-contained flats.
Multiple houses (like a terrace) that sit on a single freehold title.

Who can Octagon Commercial Finance Assist?

As one of the UK’s leading commercial mortgage brokers, we combine national scale with personalised support. Our advisors have helped hundreds of clients expand both their portfolios and income from many streams – from business owners to seasoned investors, finance everything from single units to complex property portfolios.

With Octagon, you don’t just get a broker, you gain a strategic partner in commercial finance.

Octagon are here to provide you with the expertise and guidance you need to make the right financial decisions.

Trust Octagon Commercial Finance to be your dedicated partner in understanding the complexities of property finance.