Bridging, property and business finance — with the true cost made clear before you commit.
We're a whole-of-market commercial finance broker. We source finance from high-street banks, challenger banks and specialist lenders — and set out what each option actually costs, fees included, before you proceed.
Finance for property and for business
Every enquiry is sourced on its own merits across our lender panel. The list below is indicative — talk to us about your specific requirement.
Property finance
Funding secured on commercial, semi-commercial and investment property held in a company or SPV.
- Bridging finance — short-term property finance, typically exited by sale or refinance. Auction purchases, refurbishment periods, releasing capital. Completions are generally quicker than a standard mortgage.
- Development finance — light and heavy refurbishment through to ground-up development.
- Commercial mortgages — owner-occupier and commercial investment property.
- Specialist BTL investment — HMO, MUFB and portfolio lending via limited company.
Business finance
Working capital, asset and growth finance for trading businesses.
- Business loans — secured, unsecured, revolving credit and short-term facilities.
- Invoice finance — discounting, factoring and selective, including specialist sectors such as construction.
- Asset & vehicle finance — hire purchase, leasing and refinance of existing assets.
- Trade & supply-chain finance and asset-based lending for established businesses.
Sourced up front, costed honestly
We source indicative terms from suitable lenders based on your details, then set out the full picture — lender costs and our fee — before you instruct.
Tell us the deal
A short conversation about the property or business, the amount, the timescale and the exit.
We source the market
We approach the lenders most likely to fit and gather indicative terms — an indication, not an offer of funding.
You see the true cost
We present the most suitable terms with full clarity on lender fees and our fee, so you decide on the real numbers.
A note on what we can and can't help with
Octagon Commercial Finance arranges commercial and business finance. Some lending is regulated by the Financial Conduct Authority; we conduct both regulated and unregulated business — not all products arranged through us are regulated. We are a credit broker, not a lender.
Request a callback
Leave a few details and one of the team will call you back to talk through your requirement. There's no obligation — and we'll be straight with you about whether we can help.